Bank of India Credit Officer Recruitment 2025 announced for 514 GBO posts. Check eligibility, age limit, salary, exam pattern, fees, and apply online before 5 January 2026.
Bank of India (BOI), one of India’s oldest and most trusted public sector banks, has invited online applications for the recruitment of Credit Officers under the General Banking Officer (GBO) Stream. The recruitment is being conducted under Project No. 2025-26/01 and aims to fill 514 officer-level vacancies across Scale-II, Scale-III, and Scale-IV.
This recruitment drive is specially designed for experienced banking and finance professionals seeking career growth in a reputed PSU bank. The online registration process will begin on 20 December 2025 and will remain open until 05 January 2026. Selection will be carried out through an Online Examination and/or Personal Interview, depending on the number of applications received.
🔍 Bank of India Credit Officer Recruitment 2025 : Overview
| Particular | Details |
|---|---|
| Bank Name | Bank of India (BOI) |
| Post | Credit Officer |
| Stream | General Banking Officer (GBO) |
| Project No. | 2025-26/01 |
| Total Vacancies | 514 |
| Application Mode | Online |
| Job Location | Across India |
| Official Website | bankofindia.bank.in |
📌 Vacancy Distribution & Age Criteria : Bank of India Credit Officer Recruitment 2025
The vacancies are spread across three officer scales. Age is calculated as on 01 November 2025.
| Scale | Vacancies | Age Limit |
|---|---|---|
| SMGS-IV | 36 | 30 – 40 Years |
| MMGS-III | 60 | 28 – 38 Years |
| MMGS-II | 418 | 25 – 35 Years |
| Total | 514 | – |
🔹 Age Relaxation:
- SC/ST: 5 Years
- OBC (Non-Creamy Layer): 3 Years
- PwBD: Up to 10 Years (as per rules)
🎓 Educational Qualification & Experience : Bank of India Credit Officer Recruitment 2025
Candidates must possess a graduation degree in any discipline from a recognized university along with relevant banking/financial sector experience.
- SMGS-IV: Graduate + minimum 8 years of relevant experience
- MMGS-III: Graduate + minimum 5 years of relevant experience
- MMGS-II: Graduate + minimum 3 years of relevant experience
📌 Detailed experience requirements must be checked in Annexure-I of the official notification.
💳 Application Fee
The fee must be paid online during the application window.
| Category | Fee |
|---|---|
| General / OBC / EWS | ₹850 |
| SC / ST / PwBD | ₹175 |
⚠️ Fee once paid is non-refundable.
💰 Salary Structure (Pay Scale) : Bank of India Credit Officer Recruitment 2025
Selected candidates will be placed in the following pay scales:
- MMGS-II: ₹64,820 – ₹93,960
- MMGS-III: ₹85,920 – ₹1,05,280
- SMGS-IV: ₹1,02,300 – ₹1,20,940
💡 In addition to basic pay, officers are entitled to DA, HRA, and other banking allowances as per BOI rules.
📝 Selection Process : Bank of India Credit Officer Recruitment 2025
The recruitment process includes:
- Online Objective Test
- Personal Interview
- Final Merit List (Weightage: Exam 70% + Interview 30%)
📌 The bank may skip the written test and conduct only interviews if the number of eligible applications is limited.
📊 Online Exam Pattern (Expected)
| Section | Questions | Marks |
|---|---|---|
| English Language* | 25 | 25 |
| Reasoning Ability | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
⏱ Duration: 120 Minutes (Composite Time)
❌ Negative Marking: 0.25 marks per wrong answer
*English section is qualifying in nature.
💻 How to Apply Online for Bank of India Credit Officer Recruitment 2025
- Visit bankofindia.bank.in
- Go to Career → Recruitment section
- Click on “Credit Officer Recruitment – Project No. 2025-26/01”
- Complete new registration with basic details
- Upload photograph, signature, thumb impression & handwritten declaration
- Fill the application form carefully
- Pay the application fee online
- Submit the form and download the confirmation page
📅 Important Dates
| Event | Date |
|---|---|
| Notification Release | 17 December 2025 |
| Online Application Start | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Exam Date | To be announced |
🔗 Important Links
| Description | Link |
|---|---|
| Official Notification | Click Here |
| Apply Online (Starts 20/12/2025) | Click Here |
| Join WhatsApp Channel | Click Here |
| Join Telegram Channel | Click Here |
| Home Page | Click Here |
🔑 Key Highlights at a Glance
- Total Posts: 514 Credit Officer vacancies
- Scales: MMGS-II, MMGS-III & SMGS-IV
- Selection: Online Exam + Interview
- Salary: Up to ₹1.20 Lakh per month
- Last Date: 05 January 2026
FAQs – Bank of India Credit Officer Recruitment 2025
Q1. Who can apply for BOI Credit Officer posts?
Candidates with a graduation degree and relevant banking or financial sector experience as per the required scale can apply.
Q2. Is the English test mandatory for merit ranking?
No. The English Language test is qualifying only and does not count toward final merit.
Q3. Can BOI conduct recruitment without an online exam?
Yes. If applications are limited, BOI may shortlist candidates only through interviews.