Indian Overseas Bank Recruitment 2026: Apply online for 291 Generalist and Specialist Officer vacancies. Check eligibility, salary, age limit, exam pattern, selection process and last date.
Indian Overseas Bank (IOB) has released an official recruitment notification for 291 Generalist and Specialist Officer posts for the year 2026. This is a good opportunity for experienced banking and finance professionals as well as candidates working in IT, Information Security, Credit, Risk Management, Cyber Security and other specialised fields.
The selected candidates will be appointed in JMGS Scale I, MMGS Scale II and MMGS Scale III positions. The online application process has started from 29 August 2026 and eligible candidates can apply until 15 September 2026.
Before applying, candidates should carefully check the post-wise educational qualification, age limit and especially the required work experience, as experience is an important eligibility condition for most posts.
Indian Overseas Bank Recruitment 2026: Overview
| Particular | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Post Name | Generalist Officer / Specialist Officer |
| Total Vacancies | 291 |
| Application Mode | Online |
| Application Start Date | 29 August 2026 |
| Last Date | 15 September 2026 |
| Selection Process | Online Examination and Interview |
| Job Type | Banking Job |
| Official Website | www.iob.bank.in |
IOB Vacancy Details 2026
A total of 291 vacancies have been announced for different Generalist and Specialist Officer positions.
| Post Code | Post Name | Grade | Vacancies |
|---|---|---|---|
| 01 | Manager (Branch Management) | MMGS II | 100 |
| 02 | Manager (IT) | MMGS II | 65 |
| 03 | Manager (Information Security) | MMGS II | 5 |
| 04 | Manager (Information Security Audit) | MMGS II | 5 |
| 05 | Senior Manager (IT) | MMGS III | 10 |
| 06 | Senior Manager (Information Security) | MMGS III | 3 |
| 07 | Senior Manager (Information Security Audit) | MMGS III | 2 |
| 08 | Senior Manager (Database Administrator) | MMGS III | 10 |
| 09 | Senior Manager (Network Administrator) | MMGS III | 5 |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS III | 5 |
| 11 | Manager (Credit) | MMGS II | 35 |
| 12 | Senior Manager (Credit) | MMGS III | 15 |
| 13 | Senior Manager (Risk) | MMGS III | 6 |
| 14 | Assistant Manager (Security) | JMGS I | 25 |
| Total | 291 |
Indian Overseas Bank Recruitment 2026: Eligibility Criteria
Candidates must fulfil the required eligibility conditions as on 01 August 2026.
Educational Qualification
The qualification requirement varies according to the post.
- Manager (Branch Management): Graduation in any discipline from a recognised university.
- IT Posts: B.E./B.Tech in Computer Science, IT, Electronics & Communication or related disciplines, or MCA/M.Sc. in Computer Science/IT.
- Information Security Posts: Engineering degree in Computer Science, IT, Electronics & Communication, Cyber Security or Information Security. MCA and relevant postgraduate qualifications may also be accepted depending on the post.
- Database Administrator: B.E./B.Tech in relevant technical disciplines, MCA or M.Sc. in Computer Science/IT.
- Network Administrator: Engineering degree in Computer Science, IT, Electronics & Communication or related disciplines, M.Tech or MCA.
- Credit Officers: Graduation with MBA Finance/PGDBA/PGDBM/MMS Finance or CA/CMA.
- Risk Officer: Graduation with relevant Finance, Mathematics, Statistics or Economics qualifications, or recognised Financial Risk Management certifications.
- Assistant Manager (Security): Graduation along with a computer or IT-related certification/course as prescribed.
Candidates should check the official notification carefully because some specialist posts may require specific certifications.
Work Experience Requirement
One of the most important points in this recruitment is that relevant post-qualification experience is required.
For example:
- Branch Management: Minimum 3 years of banking officer experience.
- IT positions: Around 5 to 8 years of relevant IT experience depending on the post.
- Information Security roles: Relevant experience in Information Security, Cyber Security or IS Audit.
- Database Administrator: Extensive experience in database administration.
- Credit positions: Relevant banking or financial institution experience in the credit domain.
- Risk Officer: Experience in Risk, Credit, Forex, Treasury or Finance.
- Assistant Manager (Security): Relevant service experience in Armed Forces, Police or Paramilitary Forces.
Therefore, fresh candidates should carefully check the notification before applying.
IOB Recruitment 2026 Age Limit
| Post | Age Limit |
|---|---|
| Manager (Branch Management) | 23 to 33 Years |
| Manager (IT) | 25 to 35 Years |
| Manager (Information Security/Audit) | 22 to 32 Years |
| Senior Manager IT / DBA | 28 to 38 Years |
| Senior Manager Security / Network / Cyber / Credit / Risk | 25 to 35 Years |
| Manager (Credit) | 23 to 33 Years |
| Assistant Manager (Security) | 30 to 45 Years |
Age Relaxation
Age relaxation will be applicable as per Government rules:
- SC/ST: 5 Years
- OBC (Non-Creamy Layer): 3 Years
- PwBD: 10 Years
- Persons affected by 1984 riots: 5 Years
- Ex-Servicemen: As per applicable Government guidelines
IOB Recruitment 2026 Application Fee
| Category | Application Fee |
|---|---|
| SC/ST/PwBD | Rs. 175 |
| General/OBC/EWS and Others | Rs. 1000 |
The application fee includes applicable GST and is non-refundable.
Salary Details: Indian Overseas Bank Recruitment 2026
Salary is one of the major attractions of this recruitment. Selected candidates will be appointed in different officer grades of Indian Overseas Bank.
The posts are available under:
- JMGS Scale I
- MMGS Scale II
- MMGS Scale III
The exact monthly salary will depend on the applicable officer pay scale, basic pay, Dearness Allowance, HRA/lease benefits and other allowances provided by the bank.
Apart from the basic salary, selected officers may also receive eligible benefits and allowances according to Indian Overseas Bank rules.
Since these are officer-level positions in a Public Sector Bank, the overall salary package can be attractive, especially for experienced professionals appointed at Scale II and Scale III levels.
Candidates are advised to check the official notification for detailed post-wise salary and service conditions.
Indian Overseas Bank Recruitment 2026: Selection Process
The selection process consists of two main stages:
- Online Examination
- Personal Interview
Candidates must qualify in the online examination to become eligible for the interview stage.
The final merit list will be prepared based on:
- Online Examination: 80% Weightage
- Interview: 20% Weightage
IOB Exam Pattern 2026
The examination pattern differs slightly for the Branch Management post and other specialist positions.
For Manager (Branch Management) Scale II
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| Professional Knowledge | 75 | 75 | 90 Minutes |
| Total | 100 | 100 | 2 Hours |
Professional Knowledge includes topics related to Banking Law and Practice, Indian Economy, Indian Financial System, Banking Principles, Accounting and Financial Management.
For Other Specialist Officer Posts
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| General Awareness with Banking | 25 | 25 | 30 Minutes |
| Professional Knowledge | 50 | 50 | 60 Minutes |
| Total | 100 | 100 | 2 Hours |
Negative Marking
There will be a penalty of one-fourth (1/4th) mark for every incorrect answer.
IOB Interview Process
Candidates who qualify in the online examination will be shortlisted for the Personal Interview.
The interview will carry a maximum of 100 marks. Candidates may be assessed on:
- Role-related experience
- Professional knowledge
- Subject knowledge
- Communication skills
- Understanding of the banking sector
Minimum qualifying marks in the interview are:
- Unreserved candidates: 50%
- Reserved candidates: 45%
How to Apply for Indian Overseas Bank Recruitment 2026
Candidates can apply online by following these steps:
- Visit the official website of Indian Overseas Bank.
- Go to the Careers section.
- Find the notification for Recruitment of Generalist / Specialist Officers in Various Scales – 2026-27.
- Click on the online registration link.
- Complete the registration process using a valid mobile number and email address.
- Upload the required photograph and signature.
- Complete all personal, educational and professional details carefully.
- Review the application form before final submission.
- Pay the application fee through the available online payment methods.
- Submit the application and download the confirmation page.
- Keep a copy of the application form and payment receipt for future reference.
Important Dates
| Event | Date |
|---|---|
| Online Application Start Date | 29 August 2026 |
| Application Fee Payment Start Date | 29 August 2026 |
| Last Date for Online Application | 15 September 2026 |
| Last Date for Fee Payment | 15 September 2026 |
🔗 Important Links
| Description | Link |
|---|---|
| Official Notification | Click Here |
| Official Website | Click Here |
| Apply Online | Click Here |
| Join WhatsApp Group | Click Here |
| Home Page | Click Here |
Why Should You Consider IOB Recruitment 2026?
Indian Overseas Bank offers opportunities for experienced professionals looking to move forward in the banking sector. With vacancies across IT, Cyber Security, Credit, Risk Management, Branch Banking and Security departments, candidates from different professional backgrounds can find suitable opportunities.
However, this recruitment is primarily focused on candidates with relevant professional experience. So, before applying, carefully match your qualification and work experience with the requirements of your selected post.
FAQ – Indian Overseas Bank Recruitment 2026
1. How many vacancies are available in IOB Recruitment 2026?
Indian Overseas Bank has announced a total of 291 vacancies for Generalist and Specialist Officer posts.
2. What is the last date to apply for IOB Recruitment 2026?
The last date for online application submission is 15 September 2026.
3. What is the selection process for IOB Specialist Officer Recruitment?
The selection process includes an Online Examination followed by a Personal Interview.
4. Is work experience required for IOB Recruitment 2026?
Yes. Relevant post-qualification work experience is an important eligibility requirement for most of the advertised posts.
5. Is there negative marking in the IOB online examination?
Yes. One-fourth mark will be deducted for each incorrect answer.
6. What is the application fee for General category candidates?
General, OBC and EWS candidates are required to pay Rs. 1000, while SC/ST/PwBD candidates need to pay Rs. 175.
7. How is the final merit list prepared?
The final selection merit is prepared by giving 80% weightage to the Online Examination and 20% weightage to the Interview.
Final Words
The Indian Overseas Bank Recruitment 2026-27 is a strong career opportunity for experienced professionals who want to work in the Public Sector Banking industry. With 291 vacancies across multiple specialised departments, candidates have opportunities in both technical and banking-related roles.
Because the eligibility criteria and experience requirements vary significantly from post to post, applicants should not rely only on the basic overview. Read the official notification carefully and apply only after confirming that you meet all the requirements.
Disclaimer
The information provided in this article is based on the recruitment notification and details available at the time of writing. Candidates are advised to verify all information, including eligibility criteria, vacancy details, application fees, dates and selection process, from the official Indian Overseas Bank notification and website before applying.