ICICI Bank Credit Card details are given here. Specific credit score playing cards cater to unique wishes, so choosing the proper card is crucial. keep in mind factors along with the interest fee, annual charges, praise points, and cashback offers whilst choosing a card.
The billing cycle is the period between two statement dates. it is crucial to understand the billing cycle to keep away from overdue payment expenses and hobby charges. Late bills can negatively effect your credit rating and bring about late price costs and interest prices.
It’s beneficial no longer to apply your whole credit score restriction. the use of extra than 30% of your credit score restriction can negatively effect your credit score rating. It is important to maintain song of your expenses to avoid overspending and to pay your payments on time.
Joining/Annual Fee
The becoming a member of charge is an preliminary cost to own the card. It varies from bank to bank and at the form of card you observe for. additionally it is observed with the aid of an Annual rate.
Interest Charge
Interest costs are levied on all new transactions and on incredible dues, due to non-payment through the due date. The maximum price is 3.75%, in step with month.
Late Payment Fee
If you are unable to pay the splendid quantity, the bank will notify you to pay the minimal quantity. if you fail to pay the minimum quantity, a past due fee rate is charged.
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Credit Card Charges
| Monthly | Annual |
| 2.49% | 29.88% |
Apply Steps for ICICI Bank Credit Card
- Go to our respectable internet site
- Pick your credit Card as according to choice and check eligibility
- Validate your address and employment records
- Entire the authorisation system with both NetBanking or a Debit card
- After an inner assessment, we can provide you with a new credit Card.
Age Limit
- 21 Years old
Important
- Generic fee attractiveness
- Earn reward factors or cashback for each retail spend made on ICICI bank credit score Card
- Revel in credit unfastened price days of most up to forty eight days along with the due-date
- Gasoline Surcharge waiver
- Exciting discount offers on dine-out and movie tickets
- VISA living room get right of entry to blessings
- Build a credit score history and so on.
Benefits
- lifestyles style advantages – discounts on purchasing, eating & films, complimentary round of golfing every month, etc.
- journey benefits – Complimentary airport living room get admission to, gasoline surcharge waiver, fuel reductions
- different advantages – cash rewards, PAYBACK offers, 24×7 concierge service & many greater
Rewards
ICICI financial institution Rewards is a trendy rewards revel in, to your ICICI financial institution credit score & Debit cards! We convey to you a programme c498ca6ac814ba2a0e6fddbf2ba4d831 preserving in thoughts your way of life, with interesting redemption options starting from products, digital services and vouchers at the side of deals and subscriptions throughout nearby, nearby and worldwide brands! The factors earned on ICICI financial institution credit Card or Debit cards from 1st April 2022 could be collected as a part of the brand new ICICI Rewards Programme.
When you get Credit card?
Client receives the cardboard immediately from the department or from the sales government after filling up the constant Deposit form and imparting KYC documents.
Important Link
| Apply For Credit Card | Click Here |
| Home Page | Click Here |
