HDFC Bank Credit Card
HDFC Bank Credit Card details are given here. Specific credit score playing cards cater to unique wishes, so choosing the proper card is crucial. keep in mind factors along with the interest fee, annual charges, praise points, and cashback offers whilst choosing a card.
The billing cycle is the period between two statement dates. it is crucial to understand the billing cycle to keep away from overdue payment expenses and hobby charges. Late bills can negatively effect your credit rating and bring about late price costs and interest prices.
It’s beneficial no longer to apply your whole credit score restriction. the use of extra than 30% of your credit score restriction can negatively effect your credit score rating. It is important to maintain song of your expenses to avoid overspending and to pay your payments on time.
Joining/Annual Fee
- Joining/Renewal Membership Fee – Rs. 10,000/- plus Applicable Taxes
- Spend ₹ 8 Lakhs in 12 Months and get Renewal Fee waived for next renewal year
Income
- ITR > Rs 21 Lakhs per annum for self-employed customers
- Net Monthly Income > Rs 1.75 Lakhs per month
Read this also
SBI Scholarship for students ( Rs 10,000/-)
Age Limit for HDFC Bank Credit Card
| Minimum Age | Maximum Age |
| 21 Years | 60 Years |
Additional Features
- Hobby unfastened credit duration: as much as 50 days of interest loose credit score period for your HDFC bank Diners membership Black credit Card from the date of buy. (challenge to the submission of the charge by using the merchant)
- credit score legal responsibility cover: ₹ 9 lakh
- overseas foreign money Markup: 2% on all your overseas foreign money spends.
- (those costs will be billed in your subsequent announcement inside 60 days from date of visit. forex conversion charge is relevant as on the date of agreement)
- Revolving credit score: experience Revolving credit score to your HDFC financial institution Diners club Black steel credit score Card at nominal interest price
Key Features
- Metallic Card
- Unlimited Airport lounge get entry to
- 6 Complimentary golf video games every region throughout the finest courses in the international
- Complimentary Annual memberships of club Marriott, Amazon prime, Swiggy One as Welcome benefit
- 10,000 Bonus praise points on spends of ₹ four lakh every calendar zone
- 2X praise factors on Weekend dining
- Five praise factors for every ₹ a hundred and fifty spent
- Up to 10X praise points via SmartBuy
Benefits
- Avail Complimentary Annual memberships of membership Marriott, Amazon prime, Swiggy One on spending ₹ 1.5 Lakh in the first 90 days of card issuance.
- Get 10,000 Bonus reward factors on spends of ₹ 4 lakhs each calendar region. Calendar sector is described as Jan – Mar; Apr – Jun; Jul – Sep; Oct – Dec.
- Earn 2X on weekend eating at standalone resturants capped at 1000 reward points consistent with day.6 Complimentary golf games every region across the greatest publications in the international.
Rewards
- Earn 5 Reward Points for every ₹ 150/- retail spend
- Upto 10X Reward Points on spends via SmartBuy
- Rewards Points Redemption : Redeem Rewards points for booking flight tickets / hotels across airlines and choice of hotels. To book:
When you get Credit card?
Client receives the cardboard immediately from the department or from the sales government after filling up the constant Deposit form and imparting KYC documents.
Important Link
| Apply For Credit Card | Click Here |
| Home Page | Click Here |
